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The Mortgage Pros strives for perfection with every loan. We know how hard and stressful buying a home can be, and we are here to support you through the process. We will help you and guide you, while providing the best advice for a loan and assure you're getting your money's worth. If you have any further questions please do not hesitate to fill out our form, call us, or email. We are standing by to help you.
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FAQ
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WHAT DO I NEED TO APPLY?To start applying with My Mortgage Bros®, we recommend you have the following information on hand: A separate email address for each person that will be on the loan Your online banking username and password, or details about how much money is in each account you want us to consider for your approval (e.g., checking and savings accounts, retirement accounts, stocks and other assets) and your income
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WHAT CAN I EXPECT MY CLOSING COSTS TO BE?If you want to estimate how much you’ll need to bring to the closing table, it depends on whether you’re buying or refinancing. If you’re buying a home, plan to have at least 3% of the purchase price for a down payment and between 3% and 6% of the purchase price for closing costs.
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WHAT CREDIT SCORE DO I NEED TO GET APPROVED?You can get approved with a credit score as low as 580, as long as you meet our other eligibility criteria. Keep in mind that the score we use might be slightly different from the one you get from your credit card company or other source. We use a FICO® Score, but educational sources might use a different credit scoring model, such as a VantageScore. We still encourage you to apply even if you think your score is slightly below 580.
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